Listening to bad advice...
I took some bad advice regarding my financial situation back in February. I did something I didn't want to do, didn't feel right about, and in my estimation, went against some very biblical tenets about paying one's debts.
I've spent the last two days on the phone trying to undo the damage caused by listening to said advice.
I did get an offer on the house, one I cannot accept in good conscience. Right now, I'm weighing the pros and cons of keeping it. The pros are outweighing the cons but now I'm in a race against time to see what will happen. In this, I've learned the difference between good and bad lenders, good and bad people, good and bad advice. It's these things I want to share with you today.
There are predatory lenders who make bad loans. I know because I took a bad loan. In that, there was nobody to blame but me. This particular lender shall remain nameless, but at the time, it was a means to an end. It may be the end of my means in the long run. I don't know. I really don't know what's going to happen right now. I thought given the circumstances that this particular lender would be willing to work with me to fix the damage I caused from the bad advice. I was sadly mistaken. They're aggressive, uncooperative, and demanding. OK, we'll figure something out. I just need to talk to a different person and in the next two weeks, I'll be able to meet one of their demands. Then we'll get to flexible.
I also have a good lender I'm a bit in a jam with, also from listening to bad advice. They've been cooperative, understanding, and frankly, down right encouraging. They want to HELP me. They're doing that. I've given them information, faxed them stuff, and mailed a check.
I knew keeping the house would be a fight. If I win that battle, then the Lord will provide circumstances favorable. If not, we go forward from here armed with some better understanding of things that would have kept me from this mess in the first place.
The two big take-aways from today's blog are these: First, there are Biblical principles about debt that everyone should learn. Even if you don't "believe", the advice is sound, practical, and timely. For that matter, there's advice on just about everything in the Bible for living a good life... The second is that for every person in a bad situation, there is a person willing to capitalize on that situation to their own benefit, to include large companies who make great deals of money doing just this.
Lessons learned.
I'm not listening to worldly advice EVER again. That much I do know.
And today, from you, the readers, just a prayer request. No, not for money. What I need is a healthy dose of wisdom and guidance. Could you include me in your prayers to ask God to give me the wisdom to know what to do next? I would appreciate it!
I've spent the last two days on the phone trying to undo the damage caused by listening to said advice.
I did get an offer on the house, one I cannot accept in good conscience. Right now, I'm weighing the pros and cons of keeping it. The pros are outweighing the cons but now I'm in a race against time to see what will happen. In this, I've learned the difference between good and bad lenders, good and bad people, good and bad advice. It's these things I want to share with you today.
There are predatory lenders who make bad loans. I know because I took a bad loan. In that, there was nobody to blame but me. This particular lender shall remain nameless, but at the time, it was a means to an end. It may be the end of my means in the long run. I don't know. I really don't know what's going to happen right now. I thought given the circumstances that this particular lender would be willing to work with me to fix the damage I caused from the bad advice. I was sadly mistaken. They're aggressive, uncooperative, and demanding. OK, we'll figure something out. I just need to talk to a different person and in the next two weeks, I'll be able to meet one of their demands. Then we'll get to flexible.
I also have a good lender I'm a bit in a jam with, also from listening to bad advice. They've been cooperative, understanding, and frankly, down right encouraging. They want to HELP me. They're doing that. I've given them information, faxed them stuff, and mailed a check.
I knew keeping the house would be a fight. If I win that battle, then the Lord will provide circumstances favorable. If not, we go forward from here armed with some better understanding of things that would have kept me from this mess in the first place.
The two big take-aways from today's blog are these: First, there are Biblical principles about debt that everyone should learn. Even if you don't "believe", the advice is sound, practical, and timely. For that matter, there's advice on just about everything in the Bible for living a good life... The second is that for every person in a bad situation, there is a person willing to capitalize on that situation to their own benefit, to include large companies who make great deals of money doing just this.
Lessons learned.
I'm not listening to worldly advice EVER again. That much I do know.
And today, from you, the readers, just a prayer request. No, not for money. What I need is a healthy dose of wisdom and guidance. Could you include me in your prayers to ask God to give me the wisdom to know what to do next? I would appreciate it!
Just an addendum for the day. After listening to a very uplifting program about couples in the Bible and being devoted to the Lord (Mary and Joseph were the couple talked of in the program), the underlying message was to trust in and follow God. It made me feel better and I know things are going to be OK.
ReplyDeleteI dropped something between the seats in the car and pushed the front seat forward. When i did this, I found a dollar and a quarter.
It don't take much, but maybe, just maybe, it's a little reassurance that everything is going to be OK as long as I listen to the things I'm supposed to instead of other people telling me what to do.